Harassing Phone Calls from Wrongful Debt
Perhaps, you are receiving on-going harassing phone calls from individuals who are attempting to collect money that you do not owe. Have you tried in vain to convince the creditors that they are calling the wrong person? If that is the case, then you can file a court case against the company that is harassing you. The Telephone Consumer Protection Act was enacted to put some limitations on auto-dialing, robo-calling and telemarketing companies. The Act enables any person who has been getting wrongful harassing telephone calls to file a lawsuit. If you have been a victim, you may be qualified to get a settlement from the company that has been doing that to you.
Why You May Receive Harassing Phone Calls
You may find it very frustrating and challenging trying to convince a creditor that you do not owe them. They may continue calling you even if you explain everything to them. The origin of the calls may have been a result of mistaken identity confusion, an error by the company or even fraud. In a majority of instances, however, harassing calls begin if phone numbers are changed.
Nowadays, people may change phone numbers and carriers without notice. Carriers then issue the previous line numbers to new subscribers. The original owners may refuse or forget to update their numbers. This means that the new subscribers may start receiving calls for the former subscriber contacts. The Telephone Consumer Protection Act can work for you if you are getting harassing calls concerning the debt of someone else.
Wrongful Debt: How To Stop Harassing Phone Calls
To confirm whether a debt collector who annoys you with phone calls is legitimate, the Better Business Bureau urges you to contact the company and ask for a written proof of the debt. This ensures that the company is genuine and not someone attempting to commit fraud or identity theft. After confirming that you do not owe them, you will tell the company to stop contacting you. The federal law requires that when you tell the creditor to stop calling you, they ought to stop immediately. If they do not stop, you may choose to take legal action against them. Such a court proceeding requires an experienced and competent attorney.
How To Seek An Attorney For A Wrongful Debt Case
If you have been getting harassing phone calls from collection agencies, banks or finance companies for debt that you do not owe them, you might have a strong lawsuit against the company that calls. A lawyer with vast experience with technology based litigation cases will give you advice on the right procedure for your specified claim. You should get a good attorney who will offer a free case review. There are just a few short steps required for you to find out if you are qualified to receive a settlement. The compensatory sum can be large or small depending on the volume of phone calls you received from the company. In case you are receiving harassing phone calls, get the right attorney today.